Policies

Effective Date: 02.02.2025
Last Updated: 02.02.2025

At CXO Centre (www.cxocentre.com), we use cookies and similar technologies to enhance your experience on our website. This Cookie Policy explains what cookies are, how we use them, and how you can manage your cookie preferences.

1. What Are Cookies?

Cookies are small text files stored on your device (computer, tablet, or smartphone) when you visit a website. They help us recognize you, remember your preferences, and improve your browsing experience.

2. How We Use Cookies

CXO Centre uses cookies for the following purposes:

a) Essential Cookies

These cookies are necessary for the proper functioning of our website. Without them, certain features may not work. Examples include:

• User authentication and security.

• Website navigation and session management.

b) Performance & Analytics Cookies

These cookies help us understand how visitors use our website, allowing us to improve functionality. We use:

• Google Analytics to track website traffic and user behavior.

• Heatmaps & Session Recording to optimize user experience.

c) Functional Cookies

These cookies enhance the functionality of our site by remembering your preferences and settings, such as:

• Language preferences.

• Saved login credentials (if enabled by the user).

d) Marketing & Advertising Cookies

We use these cookies to deliver relevant ads and measure campaign performance. These include:

• LinkedIn and Facebook Pixels for targeted advertising.

• Retargeting and behavioral advertising networks.

3. Third-Party Cookies

Some cookies may be placed by third-party services integrated into our website. These include:

• Social media plugins (LinkedIn, Twitter, Facebook).

• Payment processing tools (Stripe, PayPal).

• CRM tools for customer engagement.

4. Managing Your Cookie Preferences

You can control or disable cookies through:

• Browser Settings: Most browsers allow you to block or delete cookies.

• Cookie Banner: Adjust your preferences when prompted upon visiting our site.

• Third-Party Opt-Out: Services like Google and Facebook offer opt-out options for targeted ads.

5. Data Protection and Privacy

All data collected through cookies is handled in compliance with our Privacy Policy (www.cxocentre.com/privacy-policy).

6. Updates to This Policy

We may update this Cookie Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date.

7. Contact Us

For any questions about our Cookie Policy, contact us at:

📧 Email: info@cxocentre.com
🌐 Website: www.cxocentre.com
📍 Address: ул. РУДИ ЧАЈАВЕЦ бр. 25/2-31, СКОПЈЕ - АЕРОДРОМ, North Macedonia

By continuing to use our website, you consent to our use of cookies as described in this policy.

Effective Date: 02.02.2025
Last Updated: 1.02.2025

Welcome to CXO Centre. These Terms and Conditions ("Terms") govern your use of our website (www.cxocentre.com) and services. By accessing or using our services, you agree to be bound by these Terms. If you do not agree, please refrain from using our platform.

1. Definitions

• "CXO Centre" refers to CXO Centre DOOEL Skopje, a legally registered company in North Macedonia.

• "User" refers to any individual or entity accessing our website or services.

• "Startup" refers to businesses subscribing to our executive services.

• "Executive" refers to professionals providing services through our platform.

• "Subscription" refers to the paid plans offered by CXO Centre.

2. Scope of Services

CXO Centre offers an Executives-as-a-Subscription service, connecting startups with experienced executives. Our platform facilitates executive placement based on business needs and industry expertise.

3. User Eligibility

By using our services, you confirm that:

• You are at least 18 years old and legally authorized to enter into a contract.

• You provide accurate and truthful information during sign-up.

• You comply with all applicable laws in your jurisdiction.

4. Subscription and Payment

• Plans: CXO Centre offers tiered subscription plans (Silver, Gold, Platinum) based on executive engagement levels.

• Billing Cycle: Subscription fees are billed monthly or annually based on the selected plan.

• Cancellation: Users can cancel subscriptions with 30 days' notice before the next billing cycle.

• Refunds: CXO Centre does not offer refunds for completed subscription periods.

• Buyout Fees: If a startup hires an executive full-time, a 15% buyout fee applies.

5. Executive Matching Process

• Startups submit executive requirements.

• CXO Centre curates and introduces top-matched executives.

• Interviews are conducted before final selection.

• CXO Centre provides onboarding support.

6. User Responsibilities

For Startups:

• Provide accurate business details and executive needs.

• Engage with matched executives in a professional manner.

• Make timely payments as per the agreed subscription plan.

For Executives:

• Maintain professionalism and adhere to CXO Centre’s Code of Conduct.

• Deliver services in good faith, as per agreed terms.

• Respect confidentiality agreements with startups.

7. Independent Contractor Status

Executives working through CXO Centre are independent contractors and not employees of CXO Centre. Startups engaging with executives understand that CXO Centre is a facilitator and is not responsible for employment terms beyond the scope of its services.

8. Data Protection and Privacy

Your data is handled in accordance with our Privacy Policy (www.cxocentre.com/privacy-policy). We comply with GDPR and other relevant data protection regulations.

9. Intellectual Property

• CXO Centre retains all rights to its technology, branding, and proprietary methods.

• Users may not copy, modify, or distribute any CXO Centre content without permission.

10. Liability Limitation

• CXO Centre does not guarantee startup success or executive performance.

• CXO Centre is not liable for any business losses, disputes, or damages resulting from executive engagements.

• CXO Centre’s total liability for any claim is limited to the amount paid by the user in the last three months.

11. Dispute Resolution

• Mediation: Any disputes shall first be resolved through negotiation and mediation.

• Governing Law: These Terms are governed by the laws of North Macedonia.

• Arbitration: If mediation fails, disputes shall be settled by arbitration in Skopje, North Macedonia.

12. Termination of Services

• CXO Centre reserves the right to suspend or terminate user accounts for violations of these Terms.

• Users may discontinue service at any time, subject to payment obligations for completed periods.

13. Amendments

CXO Centre may update these Terms at any time. Continued use of our services constitutes acceptance of revised Terms.

14. Contact Information

For questions or concerns about these Terms, contact us at:

📧 Email: info@cxocentre.com
🌐 Website: www.cxocentre.com
📍 Address: ул. РУДИ ЧАЈАВЕЦ бр. 25/2-31, СКОПЈЕ - АЕРОДРОМ, North Macedonia

Effective Date: 02.02.2025
Last Updated: 02.02.2025

This Disclaimer applies to the use of the CXO Centre website (www.cxocentre.com) and services. By accessing or using our platform, you acknowledge and agree to the terms outlined in this Disclaimer.

1. General Information

The content on CXO Centre’s website is provided for general informational purposes only. While our experts are highly experienced professionals in their respective fields, any advice, guidance, or recommendations offered through our platform should be used at the sole discretion of the client. We do not warrant that our insights will lead to specific business outcomes, and clients are responsible for their own decisions.

2. No Professional or Legal Advice

CXO Centre provides executive matching and consulting services; however, our content and services should not be considered legal, financial, or professional advice. Users should consult with appropriate professionals before making any business or investment decisions. While our experts bring significant industry knowledge, the final decision always rests with the client, and we do not assume liability for any actions taken based on our recommendations.

3. Executive Engagements

• CXO Centre acts as a facilitator in connecting executives with startups and businesses.

• Our executives are experienced professionals, but the effectiveness of their engagements depends on multiple factors beyond our control.

• Clients should conduct their due diligence before entering into any engagement, as CXO Centre does not guarantee specific results.

4. Limitation of Liability

CXO Centre shall not be held liable for:

• Any business decisions made based on our services or website content.

• Financial losses, operational disruptions, or damages arising from executive engagements.

• Errors, inaccuracies, or technical issues on the website.

In no event shall CXO Centre’s total liability exceed the amount paid for our services in the preceding three months.

5. Third-Party Links & Services

Our website may contain links to third-party websites or services. CXO Centre is not responsible for the accuracy, reliability, or security of these external sources. Users interact with third-party services at their own risk.

6. Indemnification

Users agree to indemnify and hold CXO Centre, its affiliates, and employees harmless from any claims, liabilities, or legal disputes arising from the use of our services or website.

7. Changes to This Disclaimer

CXO Centre reserves the right to update this Disclaimer at any time. Changes will be posted on this page with an updated "Last Updated" date.

8. Contact Us

For questions about this Disclaimer, contact us at:

📧 Email: info@cxocentre.com
🌐 Website: www.cxocentre.com
📍 Address: ул. РУДИ ЧАЈАВЕЦ бр. 25/2-31, СКОПЈЕ - АЕРОДРОМ, North Macedonia

By continuing to use our website and services, you acknowledge that you have read and understood this Disclaimer, and that all decisions made based on our advice are at your sole discretion.

Effective Date: 02.02.2025
Last Updated: 1.02.2025

CXO Centre ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.cxocentre.com use our services, or interact with us.

By using our website and services, you consent to the terms outlined in this Privacy Policy.

1. Information We Collect

We collect personal and business data to provide our services efficiently. The types of data collected include:

a) Information You Provide to Us

• Contact Details: Name, email, phone number, company name.

• Business Information: Startup industry, revenue, funding stage, executive needs.

• Executive Profile Details: Work experience, availability, industry focus.

• Payment Details: For subscriptions and transactions (processed securely via third-party payment processors).

b) Information We Collect Automatically

When you visit our website, we collect:

• Log Data: IP address, browser type, pages visited, time spent on the site.

• Cookies & Tracking Technologies: Used for analytics, advertising, and user experience improvements. See our [Cookie Policy] for details.

c) Information from Third Parties

• LinkedIn, Google, or Other Social Logins: If you sign in via social media.

• CRM & Payment Partners: To process transactions and manage accounts.

2. How We Use Your Information

We use your data to:

• Provide and improve our Executives-as-a-Subscription service.

• Process payments and manage subscriptions.

• Match startups with executives based on preferences and expertise.

• Send updates, newsletters, and marketing communications (you can opt out anytime).

• Monitor website traffic and enhance user experience.

• Comply with legal obligations.

3. How We Share Your Data

We do not sell your personal data. However, we may share it with:

• Service Providers: Payment processors, CRM tools, analytics providers.

• Matched Executives & Startups: When an introduction is facilitated.

• Legal & Compliance Authorities: If required by law or for fraud prevention.

• Business Transfers: In the event of a merger, acquisition, or asset sale.

4. Data Retention & Security

• We retain personal data only as long as necessary for service delivery and legal compliance.

• Security measures include data encryption, access controls, and secure processing systems.

• Users can request data deletion at any time (see Your Rights section).

5. Your Rights (GDPR Compliance)

If you are based in the European Economic Area (EEA) or North Macedonia, you have the right to:

✔ Access: Request a copy of your personal data.
✔ Correct: Update inaccurate or incomplete data.
✔ Delete: Request permanent deletion of your data.
✔ Restrict Processing: Limit how we use your data.
✔ Withdraw Consent: Opt out of marketing emails anytime.
✔ Data Portability: Receive your data in a structured format.

To exercise any of these rights, email us at info@cxocentre.com

6. Cookies & Tracking Technologies

We use cookies and analytics tools to enhance your experience. You can manage your cookie preferences via our [Cookie Settings] or browser controls.

For more details, see our [Cookie Policy].

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for their privacy policies. Please review their policies before providing personal data.

8. Data Transfers (International Users)

If you access our services from outside North Macedonia, your data may be processed in other jurisdictions. We ensure adequate data protection measures in compliance with GDPR.

9. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Any changes will be posted here with an updated "Last Updated" date. Continued use of our services means you accept the changes.

10. Contact Us

For questions about this Privacy Policy, contact us at: info@cxocentre.com

Address: ул. РУДИ ЧАЈАВЕЦ бр. 25/2-31, СКОПЈЕ - АЕРОДРОМ, North Macedonia

Effective Date: 02.02.2025
Last Updated: 02.02.2025

At CXO Centre, we uphold the highest standards of professionalism, integrity, and ethical business conduct. This Code of Conduct & Ethical Guidelines outlines the principles and expectations for all executives, startups, partners, and employees engaging with our platform. By using our services, you agree to abide by these guidelines.

1. Professional Integrity

• Conduct all interactions with honesty, transparency, and ethical decision-making.

• Avoid conflicts of interest and disclose any potential ethical concerns in a timely manner.

• Maintain confidentiality regarding sensitive business information shared during engagements.

• Adhere to the highest professional standards and best practices in respective fields.

2. Respect and Inclusivity

• Treat all individuals with respect, regardless of background, gender, race, nationality, or beliefs.

• Foster an inclusive and collaborative work environment free from discrimination or harassment.

• Encourage open dialogue and constructive feedback among executives and clients.

• Ensure a workplace culture that promotes diversity, equity, and inclusion.

3. Ethical Business Practices

• Engage in fair business practices, avoiding deception, misrepresentation, or manipulation.

• Avoid any form of bribery, corruption, or unethical financial transactions.

• Respect intellectual property rights and do not engage in plagiarism or unauthorized use of proprietary information.

4. Confidentiality & Data Protection

• Protect proprietary and confidential information shared through CXO Centre engagements.

• Adhere to data privacy regulations, including GDPR and other applicable laws.

• Do not share or misuse confidential information obtained through the platform.

• Ensure that all interactions respect client privacy and data security.

5. Responsibility & Accountability

• Honor commitments, meet deadlines, and deliver high-quality work.

• Take responsibility for actions and their impact on clients and partners.

• Promptly report any misconduct or breaches of ethical standards.

• Continuously seek to improve skills and knowledge to provide the best possible service.

6. Client & Executive Engagement Standards

• Communicate professionally and respectfully in all business dealings.

• Maintain clear expectations regarding service scope, responsibilities, and deliverables.

• Resolve disputes amicably and in good faith, seeking mediation when necessary.

• Uphold the principles of trust and reliability in all professional engagements.

7. Compliance with Laws & Regulations

• Adhere to all applicable local and international laws governing business and consulting engagements.

• Ensure compliance with anti-corruption, anti-bribery, and fair competition practices.

• Do not engage in fraudulent, deceptive, or unethical activities.

• Maintain transparency in all legal and financial dealings.

8. Conflict Resolution & Reporting Violations

• If any misconduct or violations of this Code occur, report them promptly to CXO Centre’s management.

• CXO Centre will investigate reports confidentially and take appropriate action.

• Retaliation against individuals who report concerns in good faith will not be tolerated.

• Implement proactive measures to prevent ethical dilemmas and conflicts.

9. Commitment to Continuous Ethical Improvement

• Foster a culture of continuous learning and ethical business practice.

• Encourage self-assessment and reflection to maintain high ethical standards.

• Participate in training and workshops focused on ethical business conduct and corporate responsibility.

10. Amendments & Updates

CXO Centre reserves the right to update this Code of Conduct & Ethical Guidelines at any time. Users will be notified of any significant changes.

11. Contact Information

For questions or to report violations, contact us at:

📧 Email: info@cxocentre.com
🌐 Website: www.cxocentre.com
📍 Address: ул. РУДИ ЧАЈАВЕЦ бр. 25/2-31, СКОПЈЕ - АЕРОДРОМ, North Macedonia

By engaging with CXO Centre, you acknowledge and agree to uphold the principles outlined in this Code of Conduct & Ethical Guidelines.

Effective Date: 02.02.2025
Last Updated: 02.02.2025

CXO Centre is committed to full compliance with North Macedonia's labor laws and regulations regarding employment and contractor engagements. This document outlines our policies and responsibilities to ensure legal adherence and fair business practices.

1. Legal Classification of Workers

CXO Centre engages individuals under two primary classifications:

a) Employees

• Governed by The Law on Labor Relations (Закон за работни односи).

• Entitled to minimum wage, social security, health insurance, and pension contributions.

• Must have a formal employment contract that outlines salary, benefits, working hours, and job responsibilities.

• Subject to North Macedonia's working time regulations (40 hours per week, with regulated overtime pay).

• Protected under employment termination laws, requiring due process for dismissals.

b) Independent Contractors & Freelancers

• Contractors are governed by The Law on Obligations (Закон за облигациони односи).

• Contractors operate as self-employed individuals or legal entities (e.g., sole proprietorships or LLCs).

• CXO Centre does not deduct taxes, social security, or pension contributions for contractors.

• Contractors must issue invoices for services rendered.

• Work terms are defined by service agreements, which specify deliverables, payment terms, and duration.

2. Employment Contracts & Obligations

• All employment relationships must be formalized through written contracts.

• Contracts must include:

  • Job title and responsibilities.

  • Working hours and compensation.

  • Benefits, leave entitlements, and termination clauses.

• Employees are entitled to paid annual leave (minimum 20 days per year) and paid sick leave.

• Fixed-term contracts cannot exceed five years unless justified under specific conditions.

3. Contractor Agreements & Legal Requirements

• Contractor agreements must define:

  • Scope of work and expected deliverables.

  • Compensation and invoicing terms.

  • Duration of engagement and termination clauses.

• Contractors must comply with tax obligations, filing their own income tax and social contributions.

• Contractors do not receive paid leave, pension benefits, or unemployment protections.

4. Taxation & Social Contributions

For Employees:

• CXO Centre deducts and remits:

  • Personal Income Tax (PIT) at 10%.

  • Social Security Contributions (approximately 28% covering pension, health, and unemployment insurance).

• Employees must be registered with The Health Insurance Fund of North Macedonia (Фонд за здравствено осигурување).

For Contractors:

• Contractors are responsible for their own:

  • Personal Income Tax (10%).

  • Social Security and Pension Contributions (if applicable).

• If a contractor earns above the legal VAT threshold, they must register for Value Added Tax (VAT) at 18%.

5. Working Hours & Overtime Regulations

• Employees:

  • Standard working hours: 40 hours per week.

  • Overtime cannot exceed 190 hours per year, paid at minimum 135% of regular wage.

  • Employees must have at least 12 consecutive hours of rest between shifts.

• Contractors:

  • Not subject to working hour regulations; they set their own schedules.

6. Termination & Severance Policies

For Employees:

• Termination must follow due process with written notice.

• Notice period:

  • One month for standard termination.

  • Three months for senior positions.

• Severance pay applies if dismissal is without cause, calculated based on years of service.

For Contractors:

• Termination terms are governed strictly by the service agreement.

• No severance obligations apply unless contractually agreed.

7. Non-Discrimination & Equal Opportunity

• CXO Centre adheres to The Law on Prevention and Protection Against Discrimination.

• All hiring, promotion, and engagement decisions are based on merit, free from discrimination related to gender, race, religion, disability, or political affiliation.

• Workplace harassment and unfair treatment will not be tolerated.

8. Compliance & Dispute Resolution

• Any disputes regarding employment or contractual agreements should first be resolved internally.

• If necessary, mediation or arbitration will be used before filing legal claims with labor authorities.

• Employees can file grievances with The State Labor Inspectorate (Државен инспекторат за труд).

9. Updates & Amendments

CXO Centre reserves the right to amend this compliance policy in accordance with changes in North Macedonia's labor laws. Employees and contractors will be notified of updates as necessary.

10. Contact Information

For compliance-related inquiries, contact us at:

📧 Email: info@cxocentre.com
🌐 Website: www.cxocentre.com
📍 Address: ул. РУДИ ЧАЈАВЕЦ бр. 25/2-31, СКОПЈЕ - АЕРОДРОМ, North Macedonia

By engaging with CXO Centre, you acknowledge and agree to abide by these employment and contractor compliance policies.

Effective Date:02.02.2025
Last Updated: 02.02.2025

This Refund & Cancellation Policy outlines the terms and conditions under which users may cancel their services with CXO Centre and request refunds. By subscribing to or engaging with our services, you acknowledge and agree to the following policy.

1. General Cancellation Terms

• Either party (CXO Centre or the client) may terminate the service agreement with a minimum of 40 days' written notice.

• Cancellation requests must be submitted via email to finance@cxocentre.com.

• The 40-day notice period begins from the date of receipt of the cancellation request.

2. Conditions for Cancellation

Cancellation will only be processed if:

• The client has settled all outstanding invoices and dues before the termination date.

• The client does not have any active disputes or unresolved service obligations.

• CXO Centre has provided all contracted services up to the effective cancellation date.

If any of these conditions are not met, the cancellation request may be delayed or rejected.

3. Refund Eligibility

Refunds are issued only under the following circumstances:

• CXO Centre fails to deliver agreed-upon services within the contracted timeframe.

• A duplicate payment was made due to an administrative error.

• The service was charged incorrectly or not provided as described in the agreement.

Refunds will not be provided for:

• Partial months of service used before cancellation.

• Failure to utilize the service due to the client’s internal issues.

• Cancellations initiated by the client within an active service period.

• Any fees associated with executive buyouts or contract terminations.

4. Non-Refundable Fees

Certain fees are strictly non-refundable, including:

• Onboarding Fees: Any initial service setup costs.

• Administrative Fees: Processing fees related to contracts and service changes.

• Buyout Fees: If a client wishes to retain an executive permanently, a buyout fee applies and is non-refundable.

5. Early Termination by CXO Centre

CXO Centre reserves the right to terminate any service agreement under the following circumstances:

• The client fails to pay outstanding dues within the notice period.

• The client engages in fraudulent, unethical, or illegal activities.

• Violation of CXO Centre’s Terms & Conditions or Code of Conduct.

• The client misuses services or breaches confidentiality agreements.

In such cases, the client will not be eligible for a refund, and CXO Centre may take legal action if necessary.

6. Dispute Resolution & Chargebacks

• Any disputes regarding payments or refunds must be raised within 14 days of the transaction.

• Chargebacks or payment disputes initiated without prior discussion may result in immediate termination of service and legal action.

• Refund requests must be submitted with supporting documentation and reviewed on a case-by-case basis.

7. Process for Requesting a Refund

To request a refund, clients must:

1. Submit a written request via **email to **finance@cxocentre.com with details of the issue.

2. Provide proof of payment and a clear reason for the refund request.

3. Allow up to 15 business days for processing and review.

4. If approved, refunds will be issued using the original payment method within 10 business days.

8. Amendments & Updates

CXO Centre reserves the right to amend this Refund & Cancellation Policy at any time. Clients will be notified of significant changes, and continued use of our services constitutes acceptance of the revised policy.

9. Contact Information

For inquiries regarding cancellations or refunds, contact us at:

📧 Email: finance@cxocentre.com
🌐 Website: www.cxocentre.com
📍 Address: ул. РУДИ ЧАЈАВЕЦ бр. 25/2-31, СКОПЈЕ - АЕРОДРОМ, North Macedonia

By engaging with CXO Centre’s services, you acknowledge and agree to abide by this Refund & Cancellation Policy.

Effective Date: 02.02.2025
Last Updated: 02.02.2025

This Investment & Financial Disclaimer applies to all information provided by CXO Centre, including but not limited to our website (www.cxocentre.com), marketing materials, financial projections, and investor communications. By engaging with our content or considering investment opportunities, you acknowledge and agree to the following terms.

1. No Financial or Investment Advice

• The information provided by CXO Centre is for informational purposes only and should not be construed as financial, investment, or legal advice.

• Investors should conduct their own due diligence and consult professional advisors before making financial decisions.

• CXO Centre does not provide personalized investment recommendations or guarantee financial outcomes.

2. Investment Risks & No Guarantees

• Investing in CXO Centre or any related business opportunities carries inherent risks, including but not limited to market volatility, economic conditions, and business performance.

• Past performance is not indicative of future results, and no earnings, revenue, or growth projections should be considered guaranteed.

• CXO Centre does not assume responsibility for financial losses, investment risks, or business performance outcomes.

3. Forward-Looking Statements

• Any financial projections, forecasts, or forward-looking statements provided by CXO Centre are based on current assumptions and industry trends.

• These statements involve uncertainties and risks that may cause actual results to differ materially from projected figures.

• CXO Centre is not liable for inaccuracies or changes in market conditions that impact projected results.

4. Independent Investor Responsibility

• Investors are responsible for their own financial assessments, research, and decision-making.

• CXO Centre encourages investors to seek independent financial, legal, and tax advice before engaging in any investment.

• Investment in CXO Centre does not constitute a partnership or fiduciary relationship.

5. No Public Offering or Solicitation

• The investment opportunities presented by CXO Centre do not constitute a public offering, solicitation, or sale of securities under any jurisdiction’s financial regulations.

• Any investment discussions are private and subject to applicable regulatory compliance.

6. Regulatory & Compliance Considerations

• CXO Centre operates under North Macedonia’s corporate and investment regulations, but investors must ensure compliance with their respective jurisdictions.

• No statements in CXO Centre’s materials override applicable securities laws or investment regulations.

7. Third-Party Financial Information

• CXO Centre may reference third-party financial data, market research, or industry insights.

• We do not verify the accuracy of third-party data and do not endorse external financial analyses.

8. Amendments & Updates

• CXO Centre reserves the right to update this Investment & Financial Disclaimer at any time.

• Any changes will be posted with an updated "Last Updated" date.

9. Contact Information

For questions regarding this disclaimer, contact us at:

📧 Email: info@cxocentre.com
🌐 Website: www.cxocentre.com
📍 Address: ул. РУДИ ЧАЈАВЕЦ бр. 25/2-31, СКОПЈЕ - АЕРОДРОМ, North Macedonia

By engaging with CXO Centre’s financial or investment materials, you acknowledge that you have read and understood this disclaimer and accept all associated terms and risks.